Rated: Excellent
0% Interest Business Funding
With Patrick Pychynski
0% Interest Business Funding With Patrick Pychynski
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Our Step By Step Process for Getting You Funded
Step 1
Bankable Blueprint Call
We find out why you're not getting approved and fix it before you apply for anything. Most operators get rejected for reasons banks never explain. We do a complete credit and banking analysis (personal + business) Profile diagnostic: โ Identify approval blockers banks won't tell you about โ Custom funding roadmap showing exactly which institutions to target โ Layout the exact sequence on which banks and products weโre going after first
Step 1
Bankable Blueprint Call
We find out why you're not getting approved and fix it before you apply for anything. Most operators get rejected for reasons banks never explain. We do a complete credit and banking analysis (personal + business) Profile diagnostic: โ Identify approval blockers banks won't tell you about โ Custom funding roadmap showing exactly which institutions to target โ Layout the exact sequence on which banks and products weโre going after first
200
+
funded clients in the last 6 years
secured at 0% interest
$
10,000,000
Step 2
Strategic Positioning
Most funding companies spray applications and hope something sticks. We engineer your approval before the bank ever sees your name. Personal side: โ Remove inquiry clutter from past funding attempts โ Build strategic tradelines that boost approval odds โ Resolve credit issues silently blocking high-limit approvals Business side: โ Fix compliance gaps (entity structure, address sync, EIN setup) โ Open strategic bank accounts with deposit timing that builds relationship strength โ Structure your business credit profile to trigger institutional approvals Why this matters: This prep work is the difference between $30K starter limits and $150K+ institutional approvals. Banks fund relationships and compliant profiles, not applications. Timeline: 2-4 weeks Result: You become the type of applicant banks compete to approve.
Step 2
APPROVAL ENGINEERING
Most funding companies spray applications and hope something sticks. We engineer your approval before the bank ever sees your name. Personal side: โ Remove inquiry clutter from past funding attempts โ Build strategic tradelines that boost approval odds โ Resolve credit issues silently blocking high-limit approvals Business side: โ Fix compliance gaps (entity structure, address sync, EIN setup) โ Open strategic bank accounts with deposit timing that builds relationship strength โ Structure your business credit profile to trigger institutional approvals Why this matters: This prep work is the difference between $30K starter limits and $150K+ institutional approvals. Banks fund relationships and compliant profiles, not applications. Timeline: 2-4 weeks Result: You become the type of applicant banks compete to approve.
200
+
funded clients in the last 6 years
secured at 0% interest
$
10,000,000
Step 3
GUIDED APPLICATIONS + BANKER LEVERAGE
We walk you through every application and activate our banking relationships No guessing. No hoping. No waiting weeks to find out you were denied. What happens: โ Live Zoom application support: we're on the call with you for every submission โ Real-time application review so you know exactly what's being submitted โ Direct banker introductions at 30+ tier-one institutions (Chase, Amex, Citi, Bank of America, US Bank, and more) Our edge: We've placed over $847M in funding. Banks know us. That means your applications get prioritized, reviewed faster, and approved at higher limits than cold applicants. Timeline: 2-6 weeks Typical results: $100K-$250K in 0% funding approved across 4-8 accounts Interest rate: 0% for 12-21 months (depending on card/bank)
Step 3
GUIDED APPLICATIONS + DIRECT BANKER CONNECTIONS
We walk you through every application and activate our banking relationships No guessing. No hoping. No waiting weeks to find out you were denied. What happens: โ Live Zoom application support: we're on the call with you for every submission โ Real-time application review so you know exactly what's being submitted โ Direct banker introductions at 30+ tier-one institutions (Chase, Amex, Citi, Bank of America, US Bank, and more) Our edge: We've placed over $847M in funding. Banks know us. That means your applications get prioritized, reviewed faster, and approved at higher limits than cold applicants. Timeline: 2-6 weeks Typical results: $100K-$250K in 0% funding approved across 4-8 accounts Interest rate: 0% for 12-21 months (depending on card/bank)
200
+
funded clients in the last 6 years
secured at 0% interest
$
10,000,000
Step 4
ONGOING SUPPORT + FUNDING
Most funding companies ghost you after approval. We stay with you through deployment, inquiry cleanup, and round two. Your dedicated funding advisor helps with: โ Inquiry removal: Keep your profile pristine for the next funding round โ Cash liquidation strategy: Convert cards to working capital if needed (legally and strategically) โ Round two planning: Access more capital in 3-6 months as your business scales โ Full bankability roadmap: Build toward $1M-$5M+ in business lines of credit at institutional rates (4-8%) Communication: ๐ง Email updates at every milestone ๐ป Weekly or bi-weekly strategy and preparation calls ๐ฑ Text/call access to your funding advisor ๐ป Client portal with real-time funding status You're never wondering "what's next." We guide you from first dollar to full-scale funding.
Step 4
ONGOING SUPPORT + FUNDING
Most funding companies ghost you after approval. We stay with you through deployment, inquiry cleanup, and round two. Your dedicated funding advisor helps with: โ Inquiry removal: Keep your profile pristine for the next funding round โ Cash liquidation strategy: Convert cards to working capital if needed (legally and strategically) โ Round two planning: Access more capital in 3-6 months as your business scales โ Full bankability roadmap: Build toward $1M-$5M+ in business lines of credit at institutional rates (4-8%) Communication: ๐ง Email updates at every milestone ๐ป Weekly or bi-weekly strategy and preparation calls ๐ฑ Text/call access to your funding advisor ๐ป Client portal with real-time funding status You're never wondering "what's next." We guide you from first dollar to full-scale funding.
200
+
funded clients in the last 6 years
secured at 0% interest
$
10,000,000
Mustafa Ozguler
Secure Financing? Stacking Capital is the way to go...
"From the very beginning, their team was professional, transparent, and genuinely supportive. They took the time to understand my business needs, explained all the financing options clearly, and guided me through every step of the process. What impressed me most was their responsiveness and how smoothly everything was handled, there were no surprises, only solutions. I was able to secure the financing I needed to launch my start-up with confidence."
Mustafa Ozguler
Secure Financing? Stacking Capital is the way to go...
"From the very beginning, their team was professional, transparent, and genuinely supportive. They took the time to understand my business needs, explained all the financing options clearly, and guided me through every step of the process. What impressed me most was their responsiveness and how smoothly everything was handled, there were no surprises, only solutions. I was able to secure the financing I needed to launch my start-up with confidence."
200
+
funded clients in the last 6 years
secured at 0% interest
$
10,000,000
Meet Our Team
Meet Our Team
The Faces of
Our Company
Get to know the people who make our work meaningful, and who are ready to help you write your own success story.
Patrick Pychinski
CEO & Founder
Patrick Pychinski
CEO & Founder
David Grinberg
Chief Financial Officer
David Grinberg
Chief Financial Officer
Daniel Harding
Chief Operations Officer
Daniel Harding
Chief Operations Officer
Johnny Roscoe
Senior Capital Strategist / Managing Partner
Johnny Roscoe
Senior Capital Strategist / Managing Partner
Manuel Gomez
Senior Capital Strategist / Managing Partner
Manuel Gomez
Senior Capital Strategist / Managing Partner
Katelyn Hitch
Client Success Manager
Katelyn Hitch
Client Success Manager
โ No credit check required
โ Just a few quick questions
โ See exactly how much you qualify for
โ We will never share your
information with third parties
200
+
funded clients in the last 6 years
$
10,000,000
secured at 0% interest
โ No credit check required
โ Just a few quick questions
โ See exactly how much you qualify for
โ We will never share your
information with third parties
200
+
funded clients in the last 6 years
$
10,000,000
secured at 0% interest